New Thing! Join the “Time Bank of Bucks County”

Time Bank BrochureTime Bank logo

Introducing the
Time Bank of Bucks County
Give & receive services without $
It is your time that gets “banked”
No Cost to Join!

http://buckscounty.timebanks.org/

Learn How Time Banking helped Spain weather their financial crisis

Listen/read the NPR story. http://www.npr.org/2012/09/22/161380937/time-banks-help-spaniards-weather-financial-crisis
NPR story on How Time Banking Helped Spaniards Weather the Financial Crisis

Time Banking Can be Powerful – Let’s bring it to Bucks County!

Recruit members!

What is Time Banking?
Contrary to barter, which trades goods or services based on monetary value, Time banking involves a system of reciprocal service exchange that uses units of time as currency. Time bank credits earn no interest and have no equivalent monetary value, and exchange of hours through a time bank are tax-exempt. Time Bank services are considered charitable acts informally traded among members of a group. Everyone’s skills, whether they are a lawyer, a house painter or can pick weeds, are worth one “time dollar” per hour. It is up to the members to join, earn and exchange credits, all on their own time. The philosophy of modern time banking organizations is based on 5 principles: respect for all, everyone in the community is an asset, work may be beyond a monetary price, reciprocity in helping local community members, using the benefits of social networks.
Listen to Edgar Cahn, the founder of Time Banking:

According to TimeBanks USA, work has to be redefined to value whatever it takes to raise healthy children, build strong families, revitalize neighborhoods, make democracy work, advance social justice, and make the planet sustainable. The mission of TimeBanks is to nurture and expand a movement that promotes equality and builds caring community economies through inclusive exchange of time and talent. Currently there are 380 Time Banks registered internationally with TimeBanks USA.

How Does a Time Bank Work?

Time Banking is an exchange economy, where services are provided based on TIME and are “banked” in network software. This is unlike bartering where 2 parties agree to provide items or services worth x dollars.

A member needs to both earn and spend time –although “debt” and “credit” are allowed, both are capped at 25 hours. This ensures flow of community sharing.

If you desire a service that is not listed, seek out a provider and request that they join our Time Bank! The more the merrier.

You may buy or sell things with Hour Credits and “charge” for the hours it takes to produce something in HCs, and charge the cost of the materials in regular dollars. However, to maintain the TimeBank’s tax exempt status, no equivalency between a HC and regular dollar can be made.

Anyone can join – businesses, non-profits, homemakers, skilled tradesman, professionals. artisans. Minors may be members. Even though no one is being “employed”, services performed by minors should comply to PA’s Child Labor Laws http://www.portal.state.pa.us/portal/server.pt?open=514&objID=553527&mode=2

We do not do background checks on any of our members. The decision to provide and receive care is the responsibility of the member based on the relationship of trust, mutual support and respect. It is the individual responsibility of each member to meet and/or screen members offering child or elder care. Likewise if you are offering this service you may be asked to provide your own background check.

We do not guaranty the performance of any of our members nor will the Time Bank of Bucks County be held responsible for any injury to persons or damage to property experienced while involved with transactions. Appreciation of another’s best efforts is part of what makes the Time Bank work. No service is guaranteed and there may be situations when the service provided does not meet the expectations of the receiver. In these cases please attempt to be flexible and understanding.

Log On To the “Time Bank of Bucks County” & Sign Up!
Step by step procedure:
To join, log onto URL: http://buckscounty.timebanks.org/

1. Click “create a new account”
2. You will be taken to the account creation
– Create a username that you will remember
– Enter your email address
– Create your password
– Enter your First and Last Name
– Select how you heard us
– Select the days/times of the week that you might be generally available (you can change this).
– Fill in your address (at least put your town and zip if uncomfortable with providing full street address).
– Provide a phone number (that will be helpful to those providing or giving you service)
– Read and agree with terms and conditions
– Finally enter a code that will be given on the site for verification
3. After you have created your account, our coordinator will accept your membership and you’ll receive an email. Check you inbox and your spam folder. Avoid future emails going into your spam folder by adding the Time Bank in your contacts.
4. Now you are ready to participate and share your skills with the community. Click on Give & Receive and go to post a service ad. Post offers – what you could provide to a fellow community member and what services you’d like to receive.
5. If you need a painter (or a plumber, lawyer, electrician) and don’t see a service provider for that expertise, then contact someone you know that provides such services and ask them to join the “Time Bank of Bucks County”. You do not need to reside in Bucks County to be a member.
6. Spread the word!

MISSION STATEMENT: Time Bank of Bucks County aims to bank on each other’s expertise and strengths by providing gifts of time and talent in a pay it forward model. A time currency based on equality as a means of sharing our wealth will seed the empowerment of Bucks County artisans, land stewards, growers, technicians, educators, professionals and service providers to maximize the prosperity of our local community and the bounty of the land in which we live. We envision that the interdependence of the community members will enhance food, home and land security in Bucks County.

http://buckscounty.timebanks.org/
Julie M. Fagan, Ph.D., (610) 847-2411
Time Bank of Bucks County Coordinator
timebankofbuckscounty@gmail.com
Time Bank of Bucks County is a TimeBanks Network Affiliate
http://www.TimeBanks.org

MEMBER GUIDELINES

Our Communities

Most of our members live in the following Bucks County, PA neighborhoods:

Upper Bucks
Central Bucks
Lower Bucks

Members may also reside to the east (NJ), north (Montgomery, Northhampton, Lehigh counties) south (Philly), west (Montgomery county).
Anyone can join – businesses, non-profits, homemakers, skilled tradesman, professionals. artisans. Minors may be members. Even though no one is being “employed”, services performed by minors should comply to PA’s Child Labor Laws http://www.portal.state.pa.us/portal/server.pt?open=514&objID=553527&mode=2

WHEN YOU WANT TO RECEIVE A SERVICE

1. Go to http://www.buckscounty.timebanks.org. Login with your user name and password, then browse services.

2. Contact the member as soon as possible and agree upon a time and place for the transaction to take place.

3. If a member does not return your call within a few days try calling again.

4. Be very clear about:
a. Date, time and location of service to be provided, the amount of time the member will spend providing the service as well as time spent traveling to and from where the service will be provided
b. Parts, supplies or ingredients needed. The receiving member is responsible for paying for parts, supplies or ingredients
c. Any tools required for completing service. You and the other member must decide which of you will provide tools.

5. When you have completed the service, report the number of time dollars earned or spent. Either party can record a transaction.

WHEN ASKED TO PROVIDE A SERVICE

1. Discuss the details (e.g. date, time and materials needed and their cost) and ask how much time the person thinks the service should take.

2. If you are unable to provide the service, thank the person for calling and suggest another member if you know of anyone.

3. Always arrive on time or contact the person as soon as possible if you’re going to be late or need to change the time.

4. When you have completed the service report the number of time dollars earned or spent. Either party can record a transaction.

SERVICE REQUESTS & OFFERS

Give plenty of Information about your needs and what you can provide in your requests/offers.

Examples:

OFFER: Cooking. I will do organic, vegetarian, sugar-free cooking. I will prepare and deliver a meal for 1 to 8 people. I’d like to have 2 days notice.

OFFER: Carpentry. I have experience with carpentry and home remodeling/repair. I have tools and can work alone or assist with your projects.

REQUEST: Garden and yard work. I need someone to help me prepare my flowerbed for winter and rake leaves.

REQUEST: Diet and nutrition. I need to reduce my cholesterol. Will you work with me to suggest recipes and plan menus 2 or 3 times over the next month?

DO’s and DON’TS

Do’s

1.Make sure the other person understands what you are going to do before you start doing it.
2.Contact the other member in advance if you must cancel.
3.Agree on the amount of time the transaction will take before hand.
4.Try to be patient and open rather than critical.
5.Respect others religions, beliefs and political viewpoints.
6.If you are requesting a service be sure to pay for any parts ingredients or materials that are used. For instance if someone gives you a ride offer to pay for gas.
7.If using your personal car to transport a member have car insurance and wear seatbelts.
8.Dial 911 in the event of an emergency.
9.Be courteous in other member’s homes.
Don’ts

1.Do not smoke in a member’s home without permission.
2.Do not use alcohol or illegal drugs while performing services.
3.Do not over commit yourself.
4.Do not misrepresent your abilities.
5.Do not make inappropriate advances on any of the members.
6.Do not participate in illegal activities.
Policies and Procedures

Liability

The Time Bank of Bucks County does not guarantee the performance of any of it’s members nor will the Time Bank of Bucks County be held responsible for any injury to persons or damage to property experienced while involved with transactions.

Limitations

Appreciation of another’s best efforts is part of what makes the Time Bank work. No service is guarantied and there may be situations when the service provided does not meet the expectations of the receiver. In these cases please attempt to be flexible and understanding.

Confidentiality

All members must protect the privacy and confidentiality of other members. Member info should not be shared outside of the time bank. In addition, member’s emails cannot be added to mailing lists without their express permission.

Earning Time Dollars

One hour of service always earns one time dollar, and one time dollar always buys one hour of service. For fractions of hours, round up to the nearest quarter hour. (For example, 52 minutes of service earns one time dollar. 1 hour and 10 minutes of service equals 1.25 time dollars). Time dollars are not redeemable for cash. Please be aware that it is as important to receive services, as it is to give them. Without equal participation the system doesn’t work. Although “debt” and “credit” are allowed, both are capped at 25 hours. This ensures flow of community sharing.
As a member of our Time Bank, you may offer or receive items that are valued in Hour Credits (based on the hours it takes to produce something and charge the cost of the materials in regular dollars). The important thing to remember, however, is that in order to maintain the TimeBank tax exempt status, you can never make an equivalency between an hour credit and a regular dollar.
TimeBank exchanges are tax-exempt, unlike bartering. In normal bartering, you have to declare the value of the good and services you receive to the IRS (TimeBank community building exchanges are tax-exempt).

Reporting hours

All services need to be recorded as soon as possible, preferably within a week of the date of service. If there is any confusion about the number of hours performed, both parties should reach an agreement before the hours are recorded.

Elder and Childcare

Choosing the right baby sitter or adult care provider for a loved one is a very important decision. If you are a Time Bank of Bucks County member who wants to receive those services from another member you need to know that the Time Bank of Bucks County does not do background checks on any of it’s members. The decision to provide and receive care is the responsibility of the member based on the relationship of trust, mutual support and respect. It is the individual responsibility of each member to meet and/or screen members offering child or elder care. Likewise if you are offering this service you may be asked to provide your own background check.

Transportation

If you are a Time Bank of Bucks County member who wants to get a ride from another member you need to know that the Time Bank of Bucks County does not do background checks or check driving records on any of it’s members. Members are responsible for screening drivers if there are any concerns.

REMEMBER

Remember to record your hours! Reporting your hours helps us keep track of how many exchanges are conducted and evaluate our progress.

MEMBERS RIGHTS AND RESPONSIBILITIES

Every member of the Time Bank has the right:

To be treated with dignity, care and respect.
To earn one time dollar for every hour of service provided.
To spend time dollars on services offered by other members.
To save time dollars in a personal account for latter use.
To donate time dollars to other members.
To have privacy and confidentiality maintained.
To be valued.
To be treated fairly.

Every member of the Time Bank has the responsibility:

To respect the privacy and confidentiality of other members.
To be prompt and keep scheduled commitments.
To be accepting of guidance and instructions.
To have fun and share your experiences!

Violation of any of these principals and policies will result in a conversation with the time bank. Continued violation may result in canceled membership.

Please be very conscientious of your transactions and communication. Friendliness, honesty and generosity help foster the kind of community we hope to create together. Your word is everything. Honor it. Trust before suspicion. As a community-run system, members are encouraged to help develop and maintain The Time Bank. If you have ideas or comments please share them by contacting us via the time banks website (hit “contact us”) or by email timebankofbuckscounty@gmail.com to get involved. Our goal is to create a positive environment for community building and exchange.
……..

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